:root{
  --navy:#14263F; --blue:#1F78E8; --green:#41C94A;
  --ink:#202632; --body:#4d5a6c; --line:#e6ebf1; --soft:#f6f8fb; --white:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);
     font:16px/1.65 Inter,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
     -webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto}
a{color:var(--blue)}
h1,h2,h3,h4{font-family:Montserrat,-apple-system,"Segoe UI",Roboto,sans-serif;margin:0;line-height:1.2}
.container{max-width:1080px;margin:0 auto;padding:0 26px}

/* header */
.site-head{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:40}
.nav{display:flex;align-items:center;gap:22px;padding:15px 0;flex-wrap:wrap}
.logo{font-family:Montserrat,sans-serif;font-weight:800;font-size:18px;color:var(--navy);
      line-height:1.1;text-decoration:none}
.logo small{display:block;font-family:Inter,sans-serif;font-weight:500;font-size:10.5px;
            letter-spacing:1.4px;text-transform:uppercase;color:var(--green)}
.nav a.link{color:#3d4a5c;text-decoration:none;font-size:13.5px;font-weight:500}
.nav a.link:hover,.nav a.link[aria-current=page]{color:var(--blue)}
.nav .spacer{flex:1}

/* buttons */
.btn{display:inline-block;background:var(--blue);color:#fff;text-decoration:none;
     padding:11px 22px;border-radius:7px;font-weight:600;font-size:14px;border:0;cursor:pointer}
.btn:hover{background:#1765c6}
.btn.ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.55)}
.btn.ghost:hover{background:rgba(255,255,255,.1)}
.btn.outline{background:transparent;color:var(--blue);border:1.5px solid var(--blue)}
.btn.outline:hover{background:#eef5fe}
.btn.sm{padding:8px 16px;font-size:13px}

/* hero */
.hero{background:var(--navy);color:#fff;padding:64px 0 58px}
.hero h1{font-size:42px;line-height:1.12;margin:14px 0 16px;letter-spacing:-.8px;max-width:17ch}
.hero p.lead{font-size:17.5px;color:#c8d4e4;max-width:62ch;margin:0 0 26px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero.short{padding:48px 0 44px}
.hero.short h1{font-size:34px;max-width:24ch}
.eyebrow{font-size:11.5px;letter-spacing:1.8px;text-transform:uppercase;color:var(--green);font-weight:700}

/* the standing line */
.band{background:#0f1d31;color:#93a6bd;font-size:13.5px;padding:13px 0;text-align:center}
.band b{color:#fff}

/* sections */
section{padding:56px 0}
section.alt{background:var(--soft)}
section.dark{background:var(--navy);color:#fff}
section.dark p{color:#c1cede}
.k{font-size:11.5px;letter-spacing:1.8px;text-transform:uppercase;color:var(--blue);font-weight:700}
section.dark .k{color:var(--green)}
h2.big{font-size:31px;letter-spacing:-.5px;margin:10px 0 12px;max-width:24ch}
p.intro{color:var(--body);max-width:66ch;margin:0 0 30px;font-size:16.5px}
section.dark p.intro{color:#c1cede}

/* grids */
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.box{background:#fff;border:1px solid var(--line);border-radius:11px;padding:22px}
.box h3{font-size:17px;margin-bottom:8px}
.box p{margin:0;font-size:14.5px;color:#546173}
.box .k{display:block;margin-bottom:9px}
.step .num{width:34px;height:34px;border-radius:50%;background:var(--green);color:#08331a;
           font-family:Montserrat,sans-serif;font-weight:800;display:flex;align-items:center;
           justify-content:center;margin-bottom:13px;font-size:15px}

/* streams */
.streams{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.stream{border:1px solid var(--line);border-radius:10px;padding:17px;background:#fff}
.stream h3{font-size:15px;margin-bottom:6px}
.stream p{font-size:13.5px;color:#5c6979;margin:0 0 10px}
.chip{display:inline-block;font-size:10.5px;letter-spacing:1px;text-transform:uppercase;
      background:#eaf6ec;color:#2c6b39;border-radius:20px;padding:3px 10px;font-weight:700}

/* panels */
.split{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.panel{border:1px solid var(--line);border-radius:12px;padding:26px;background:#fff}
.panel.dark{background:var(--navy);color:#fff;border-color:var(--navy)}
.panel.dark p{color:#c1cede}
.panel h3{font-size:21px;margin-bottom:10px}
.panel ul{margin:16px 0 20px;padding-left:0;list-style:none}
.panel li{padding:7px 0 7px 26px;position:relative;font-size:14.5px;border-bottom:1px solid #eef2f6}
.panel.dark li{border-bottom-color:rgba(255,255,255,.13)}
.panel li:before{content:"\2192";position:absolute;left:0;color:var(--green);font-weight:700}

/* yours / ours */
.yours{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line);
       border-radius:11px;overflow:hidden;background:#fff}
.yours>div{padding:20px 22px}
.yours .a{background:var(--soft);border-right:1px solid var(--line)}
.yours h4{margin:0 0 8px;font-size:14px;letter-spacing:.4px}
.yours p{margin:0;font-size:14.5px;color:#546173}

/* prose */
.prose{max-width:72ch}
.prose h3{font-size:20px;margin:30px 0 8px}
.prose p{color:var(--body);margin:0 0 16px}
.prose ul{color:var(--body);margin:0 0 18px;padding-left:20px}
.prose li{margin-bottom:7px}

/* form */
.form{display:grid;gap:14px;max-width:560px}
.form label{font-size:13px;font-weight:600;letter-spacing:.3px;display:block;margin-bottom:5px}
.form input,.form select,.form textarea{width:100%;padding:11px 13px;border:1px solid var(--line);
       border-radius:7px;font:15px Inter,sans-serif;color:var(--ink);background:#fff}
.form textarea{min-height:130px;resize:vertical}
.notice{background:#eaf6ec;border:1px solid #a8d5b1;color:#26562f;border-radius:9px;
        padding:14px 16px;font-size:14.5px;margin-bottom:22px}

/* footer */
.site-foot{background:var(--navy);color:#a9bacd;padding:46px 0 26px;font-size:14px}
.site-foot .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:26px}
.site-foot h4{color:#fff;font-size:12px;letter-spacing:1.4px;text-transform:uppercase;margin:0 0 12px}
.site-foot a{color:#a9bacd;text-decoration:none;display:block;padding:4px 0;font-size:14px}
.site-foot a:hover{color:#fff}
.site-foot .logo{color:#fff}
.site-foot .rule{border-top:1px solid rgba(255,255,255,.14);margin-top:30px;padding-top:18px;
     font-size:12.5px;color:#8496ab;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}

@media(max-width:900px){
  .grid2,.grid3,.grid4,.streams,.split,.site-foot .cols{grid-template-columns:1fr}
  .yours{grid-template-columns:1fr}
  .yours .a{border-right:0;border-bottom:1px solid var(--line)}
  .hero h1{font-size:31px}
  .hero.short h1{font-size:27px}
  h2.big{font-size:25px}
  .nav{gap:14px}
  .nav a.link{font-size:13px}
}